If you work for yourself and there’s only you, as is the case with the majority of self-employed people, then you are both the finest asset( and worst liability) of your own business.   The only asset.   So it follows that without you, there is no business and its also highly likely that your income would cease. Before we get into the many and varied ways in which we can sort out the issue of the income not actually needing to cease without you, which is another story for another day, we have to get you fit, healthy and strong for [...]

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