This is my second recession; the first one hit me hard when I had to choose between letting my two properties be repossessed –v- cashflowing my accountancy business in 1992.   The ongoing repercussions of that were, to a greater extent, still with me more than a decade later.   And to a lesser extent they still are since I still carry some old bad debt.  So I am somewhat seasoned in the bottom of cycles, as well as the rise and fall and the top.   Does this make me more resilient than some?   Perhaps.   Or maybe it just makes me older!   I’ve [...]

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