What’s The Best Way To Do A Simple Budget?

Get your hands on a copy of your bank statements for say the last three to six months. Analyse what you spent your money on starting with standing orders, direct debits and other types of spending from cash, to retail therapy to fun. Put this information into columns on a spreadsheet or just on an ordinary piece of paper if you prefer not to use Excel. Check your overheads first of all, especially those which are compulsory. There’s no way round paying for your rent/mortgage, electricity, gas, water, council tax, service charges (if you live in a flat) and the […]

Keep Reading »