It’s Only Money – Credit Crunch (1)

Speaking as a survivor of the last recession (1987-1992 for me), I learned three things which I would like to share with my readers and clients, the first of which is It’s Only Money. It isn’t true to say that I can’t understand why people, largely men, kill themselves during great depressions, recessions and credit crunches.   I can, just.   I think.   It’s the shame.   I think perhaps they have forgotten that they are so much more than their job or their wealth.   Perhaps they cannot face their families, their staff, their clients with their “failures”, some of which was always […]

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Who is Judith? What is She?

In 1977, I inadvertenly started my own first business at the tender age of 22, as an accountant.   This went on to grow, like Topsy, over the next twenty years into something I could sell for a six figure sum when the joy went out of it for me.   A couple of years before that I started my own travel agency in the same premises, and during those twenty years I had also run a catering business with my mother, Daphne, and invested in a cafe.   I was never really an accountant to be honest with you, and yet there […]

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What Does A Night In A (Homeless) Hostel Cost?

Yesterday, Nicola and I interviewed Anthony North who is Head of Fundraising for The Big Issue Foundation. He moved us both to tears more than once, often with his own passion for his job! I know I wound up feeling I wanted to do even more to support The Big Issue than we are already doing. We expect to be able to donate around £4,500 on 21st March from our Property Extravaganza day and Nicola ended up emailing him after the interview offering to

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My Top 10 Reasons for Investing in Property Right Now

A chap on Twitter asked me for my Top 10 Reasons for investing in property.   I have knocked out the following very quickly and twittered each one back to him! Because my portfolio is in profit for the first time ever – and quite a big one too which seems to get bigger with each month fortunately. This means I have surplus cash, can soak up prevous tax losses, and cashflow is eased which makes me feel like taking on more of the right investments Because I can buy so cheaply right now and help people in extremis. Because I […]

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These Women of Property are doing rather well…

Duncan's article features Hasmita Reardon, 45 year old former nurse and mother of three, who owns more than 80 properties in her home town of Sittingbourne, Kent, mostly let to tenants no other landlord will touch. I've just sent her an email asking her to come and speak for us on 21st March at our Property Extravaganza day as I am sure she will be very inspiring, especially since she specialises rehousing women on the run from violent husbands - now there's a niche!

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Labour Plan Permanent Ban on 100% Mortgages and “Reckless Loans”

You'd think I would learn my lesson by now, wouldn't you? I should stop reading the bloody weekend papers... apparently I have been heard to look up from the financial section two weeks running and say, gloomily, "I dont think will ever get a mortgage again". Good job I've got six already then, and an even better job I know a way of buying property without getting a mortgage at all!

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What Will You Do When You’ve Made It?

Thoughts have been running through my head today about what I would do when I make it.   When my financial dreams and aspirations and plans have come to fruition.   By my own reckoning, I’m about half way there.   But it depends on what your definition is of financial freedom, doesn’t it? Are you someone who wants who wants to be a millionaire on paper, i.e. having assets to that value? Or are you someone who wants to make more passive income than your outgoings, a la Rich Dad? That second one is deceptively easy, although I confess I am about […]

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A Wonderful Testimonial From a Valued Friend, Client and Colleague

“Judith Morgan is the best business coach/mentor I know.  She sees things others don’t (or long before they do), her mind is as sharp as a razor, yet she delivers her wisdom with love and respect for her clients.  She is great at listening to one’s ramblings, quickly understanding what you’re trying to do and has an immense and genuine belief in what you can achieve.” Marion Ryan, OnlineBusinessGym

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What’s February Been About So Far?

Coaching clients and colleagues, despite it being my intention to pull back on that sort of work. Sorting out a big backlog of Cartel paperwork, all glitches, clients (myself included) waiting to find various bits and bobs of paperwork, necessitating visits to Earls Court and Mill Hill.   Growing the team. Working with Mike & John to bring the Creative Entrepreneurs Club up to speed. Copying with a snowy car accident and managing in my “courtesy” car – a Fiat Punto. The only way I know its my car is that it doesn’t have any hub caps, just big heavy doors […]

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